Tuesday, June 16, 2020

Transfer Tuesday

Hello Tuesday!  This is the day that we make an extra effort to pay down our debt.  Most every Tuesday we apply extra cash (whether it be BIG or small) to our outstanding debt.  This helps keeps us aware of and accountable for our debt. And it all makes a difference.

My last Transfer Tuesday was April 28th.  May was a busy and emotional month.  I was working with the grandkids and their distance learning, dropping off their work to the school, going to school to pick up free lunches twice a week.

Then our bulldog Princess became super sick and I was running her to different vets to seek treatment for a condition that turned out to be too advanced to treat.  We had to help her crossover the rainbow bridge and THAT was so hard.  Gah.

So here it is mid June and time to get back on track and post about our progress.

Previous Balance $79,157.65
  • Payment of $48.35 CC rewards
  • Payment of $1000.00 from eBay earnings.
New Balance $78,142.20

Just for a little perspective, when I started to focus on paying down the HELOC, we started 12/15/19 with a balance of $84,630.00. This is a $6487.80 REDUCTION in the balance.  Our goal is to reduce the HELOC balance by $20,000.00 this year. Only $13,512.20 to go!

We still have a ways to go, and there are some upcoming medical bills to pay which may slow down our progress.  But, small and slow progress is better than NO progress.


  1. All progress is good, so congratulations on reducing your debt. Losing your Princess is so heart breaking I am sure; I have a nine year old dog I adopted going on four years ago and I love him so much. I have been retired for 10 years and love it.

    1. Hi Terra, Reducing the debt and hoping to get rid of it for good. Our pets are our family members, its so hard when they pass. Enjoy your fur baby! Thanks for stopping by!

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  2. Good for you, I know it seems slow but steady small drops of money soon add up! I am proof of that.

    1. Girl, you are my inspiration! Thanks for the encouragement.

  3. What a terrific reduction in your debt, Lisa. Slow and steady wins the race. Great job!

    1. Thanks, Belinda! The little steps add up to whittling down the debt.

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