Tuesday, November 3, 2020

Transfer Tuesday

Hello Tuesday!  
This is the day that we make an extra effort to pay down our debt.  Most every Tuesday we apply extra cash (whether it be BIG or small) to our outstanding debt.  This helps keeps us aware of and accountable for our debt. And it all makes a difference.

My last Transfer Tuesday was  July 7,2020

Previous balance  $76,999.00
  • $3000.00 payment from eBay earnings and savings ( includes payment of $278 for the monthly bill)
  • $22.42 BOA credit card rewards
New balance     $73,253.67

When we started paying down the debt in Sept 2019 we were at $95,853.00

My inspiration for Transfer Tuesday is Pennies Not Perfection

We have had several medical bills again.  I had to pay a copay of $250 for the surgeon and a $250 copy for the surgery center for my shoulder repair.  There are also a cumulative amount of copays for physical therapy for $500.  
I pulled more money from eBay savings and some from an RMD payout from last year.  The bills are all paid and let's hope that is it for now :-)

eBay is slowing down a bit, but there are still some sales happening.  But for real, it is super slow.  I think the election has a lot to do with it.  That and job losses, no more stimulus packages, and reduction in the unemployment benefits. 

There is lots to get done today, clean the freezer, pack up a few things for eBay, clean out the kitchen cabinets, and menu plan.  There is plenty more to get done, but that is it for now.



  1. Having never sold on Ebay I don't know what you are dealing with, but I have heard that from several people who do. My shop is down several thousand due to covid. No proms, less new clothes, less weddings.

    1. Yes, I it pretty common in several eBay selling groups I am in as well. Times are tough for many this year.

  2. Hi Lisa. Just checking in to see how you are doing. Hope all is well.

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