Tuesday, July 20, 2021

Transfer Tuesday July 20, 2021




Hello Tuesday!  This is the day that we make an extra effort to pay down our debt and slide into retirement debt-free .  Most every Tuesday we apply extra cash (whether it be BIG or small) to our outstanding debt.  This helps keeps us aware of and accountable for our debt. And it all makes a difference.

Our only debt is a HELOC with an interest rate of 2.24% The minimum monthly payment goes towards the PRINCIPAL and the INTEREST.   I am chipping away at the balance until we sell my deceased mom's house that is currently being used as a rental. At that point, we will pay off the rest of the balance.  Until then, I will be sending in payment to this debt and/or to my taxable investment account every Tuesday. 

My last Transfer Tuesday was  July 13th, 2021

Previous balance on last Transfer Tuesday Post   $67,082.46

Change of plans! I decided to send all the money that came in last week, $283.53 to the HELOC. 

The current balance is now $66,798.93

Money Moves This Week: 
eBay 10% of weekly payout $61
 New HELOC balance is $ 66,737.93 

 A referral came through for $50 for my  M1 Finance account.  That is much appreciated! If you use my link and deposit $100 you will get $50.00 and I will also receive $50.00

The balance as of this morning is $872.19

When we started paying down the debt in Sept 2019 we were at $95,853.00

How was your Transfer Tuesday? 

My inspiration for Transfer Tuesday is Pennies Not Perfection


  1. Every time I get one of your posts, I feel guilty, as I really need to redo our budget and get to paying down our small loan on the house. Keep it up I need your inspiration.

  2. You are the debt paying queen! You are my inspiration!

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