Tuesday, November 3, 2020

Transfer Tuesday

Hello Tuesday!  
This is the day that we make an extra effort to pay down our debt.  Most every Tuesday we apply extra cash (whether it be BIG or small) to our outstanding debt.  This helps keeps us aware of and accountable for our debt. And it all makes a difference.

My last Transfer Tuesday was  July 7,2020

Previous balance  $76,999.00
  • $3000.00 payment from eBay earnings and savings ( includes payment of $278 for the monthly bill)
  • $22.42 BOA credit card rewards
New balance     $73,253.67

When we started paying down the debt in Sept 2019 we were at $95,853.00

My inspiration for Transfer Tuesday is Pennies Not Perfection

We have had several medical bills again.  I had to pay a copay of $250 for the surgeon and a $250 copy for the surgery center for my shoulder repair.  There are also a cumulative amount of copays for physical therapy for $500.  
I pulled more money from eBay savings and some from an RMD payout from last year.  The bills are all paid and let's hope that is it for now :-)

eBay is slowing down a bit, but there are still some sales happening.  But for real, it is super slow.  I think the election has a lot to do with it.  That and job losses, no more stimulus packages, and reduction in the unemployment benefits. 

There is lots to get done today, clean the freezer, pack up a few things for eBay, clean out the kitchen cabinets, and menu plan.  There is plenty more to get done, but that is it for now.


Monday, November 2, 2020

Recovery From Shoulder Surgery

Moon at Sunset
 Surgery was 9/23/20 and therapy for my shoulder started the week after surgery.  Last week I saw the surgeon ( 5 week followup) and he said I am on track for proper healing and reclaiming 100% use of my shoulder.  That being said, I still have two months of physical therapy. 

Most days were filled with periods of rest, pain meds, ice packs, and naps. There was not a whole lot going on otherwise.  I was able to drive a couple of weeks ago, but I only went out when absolutely necessary.  Or to save my sanity. 

Today, the pain is much better.   There are days when I have to take a pain pill and I still use the ice packs several times a day.  They have been a lifesaver.  I still have to sleep in a recliner.  I have tried to sleep in bed, but it is still too painful. 

We are experiencing a cool front and the temps are in the low 70's.  It is a wonderful change from the 90's that we have been dealing with lately.  The house is open, the breeze is blowing through the house.  Such a nice change. 

The cool weather has motivated me to get busy.  I have cleaned out and inventoried the freezer in the kitchen.  Made banana bread with some frozen bananas that I found in the freezer and prepped some hard-boiled eggs using my rice cooker. 

Otherwise, Things are the same.  And that is okay with me.  No drama is a good thing.