Tuesday, July 6, 2021


 Hello Tuesday!  This is the day that we make an extra effort to pay down our debt.  Most every Tuesday we apply extra cash (whether it be BIG or small) to our outstanding debt.  This helps keeps us aware of and accountable for our debt. And it all makes a difference.

Our only debt is a HELOC with an interest rate of 2.24% The minimum monthly payment goes towards the PRINCIPAL and the INTEREST.   I am chipping away at the balance until we sell my mom's house that is currently being used as a rental. At that point, we will pay off the rest of the balance.  Until then, I will be sending in payments every Tuesday. 

My last Transfer Tuesday was   June 29, 2021

Previous balance on last Transfer Tuesday Post   $67,951.00

We incurred a monthly service charge of $130.96

The updated balance is $67,145.54

Money Moves This Week: 

Paying 10% of gross sales earned this week from eBay: $31.54

The NEW balance is $67,114.00

A payment of 10% $31.54 was sent to my M1 Finance account.  M1 will spread the payment between my first Pie (stocks I selected) and VTI (Vanguard Total Stock Market ETF) 
The balance as of this morning is $800.24

Upcoming MONEY MOVES Payout for ETSY of $38.00

When we started paying down the debt in Sept 2019 we were at $95,853.00

How was your Transfer Tuesday? 

My inspiration for Transfer Tuesday is Pennies Not Perfection


  1. Can you please come and kick my butt, so I will follow your example?

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