Another week is done and a new one starts.  Changes to the  quarantine situation include:  

• We have baked our 5th or 6th loaf of banana bread this month.  
• My bathroom scale is broke. I wonder how long it has been broke? lol
• We went through the drive-thru at Chick-Fil-A Twice last week. 
• The kiddos are not going back to school-distance learning until the end of the school year.
• 
  

Frugal Friday

Saturday    Well, it was not a frugal day but it was a fruitful day.  There was no grocery shopping today, but there was some fun shopping.  I ran to Dollar Tree and picked up some St. Patrick's Day paraphernalia for the kiddos.  Fun hats, light up necklaces, etc.    Since the kiddos will be out of school for at least two weeks, (one is Spring Break and one is because of the virus)  I picked up a couple of fun academic activity books to keep them busy, at least for a little while. 

I also went to GoodWill to thrift items for my eBay store.  The GoodWill store was empty, typically Saturdays are extremely busy. The shelves were full and getting in and out was a piece of cake.

Frugal Friday and Link Love

It's not often that I keep up track of how frugal I have been on a weekly basis.  But as a reference for me, later on, I am going to try to do better.  Do you find that keeping track of your frugalness helps you?


Monday: My husband saved $2.72 on gas using GetUpside  I didn't go to the store so that was savings in itself!

Tuesday:  I saved $ at CVS on Toilet Paper, Paper Towels and Hand Soap with my CVS card.  I didn't have any extra coupons or Reward Bucks.  My receipt after the transaction was full of a bunch of offers!  Fetch  (my referral code WX8BV ) gave me 1578 points on this purchase too!  If you have the app, you know how exciting it is when all the confetti is blowing up your screen lol!

 Hit up Publix to get more BOGO PowerAde for the hubs lunch and frozen BOGO ravioli.

I also saved $1.69 on gas using GetUpside when I filled up.

Wednesday     We purchased a new mattress from Tuft and Needles and we also purchased two new pillows.  We like the mattress but the pillows are not our favorite.  Well I like the mattress, the hubs is still on the fence about it.  I emailed the company to return the pillows and they quickly responded and sent me a return label.  That will put $86.00 back in my pocket.

When I bought the new mattress, I also found a nice comforter set on clearance at Belk online.  Well, we hate it.  I contacted Belk online and they are sending a return label for the comforter set.  The old comforter set is back on the bed.  Another $87.00 back in our pocket.


Thursday  This was NOT a frugal day.  After dropping off all the returns at FedEx, I immediately participated in a round of panic shopping. I am kinda glad I did. 

Friday    I had to take my vehicle back to the dealership to have a look at the brakes that they worked on in January of this year.  They are pulsating when pressure is applied.  This is related to the front brakes as they "turned" them and replaced the pads.  The service rep said they will have a look at them and so far it will be no charge to resurface them if that is the problem.  Will update later if that changes.



Link Love for this week!  I am pretty sure you read these blogs too, but just in case you don't, stop on by and check them out.

• Don't Read This, It's Boring
• Frugal Workshop
• Richly Retired 
• Out My Window
• Just Baggage Enough

What are you all doing to stay sane during this Corona Virus event?  Streaming?  Suggestions welcome. 

  GetUpSide

Use this link or enter my promo code LISA22752 to get an extra 15¢/gal cash back on gas on your first fill-up: https://upside.app.link/LISA22752

It was a busy day today, not that productive, but busy.  I was up early researching a flatware pattern for a bag of Oneida flatware that I picked up at the thrift store.  It is mindboggling to see how many different patterns there are! Bajillions!!

After 1 1/2 hours of looking at Replacements dot com, Google, and eBay for pattern help, I finally had to ask for help from a fellow reseller.  She was able to give me the scoop in a matter of minutes.  What a relief!

At 10:00, I met a shelter buddy 

Review of November 2019 Goals

Monthly goals are hit or miss for me.  I have good intentions at the beginning of the month then things sometimes go south.  My last Monthly goal post was in August How's that for consistency? 

Oh well, I still want to keep trying to do better and keep things on track. 

Financial:

• Keep dining out to $150 $285.11 Spent 
• Track grocery spending this month $642.85 Spent
• Continue to build my eBay business (Here are my 2019 goals)
• Rebuild  short-term savings account to $1000 Hovering at $865 $1070.00

Family:

• Weekly dinner with grandkids, daughter, and son in law Yep!
• Have two date nights with my mister One date only 
• Touch base with my sons with text and or phone calls. Done! Chatted with each a couple of times.

Fitness/health:

• Walk at least 2 continuous miles 4-5 times a week. Started this last week about 2-3 times a week.
• Lose 8 pounds  Ehh..... Not so much. 
• Strength training at gym 2-3 times a week We have a gym membership through husbands' work but have not been for MONTHS!  Yes, I started back to the gym the last week in November.  

Work: 

• eBay Slow and steady

Personal/creative:

• Spend time with a friend (time to use that Disney Pass) Accomplished a couple of times. 
• Continue to research paternal side of the family I have not spent but a few minutes on it.  
• Find a hobby that explores the creative side but does not break the bank :-)  Gardening, rock painting? Just not enough time in the day!

Here is to staying on track with a manageable list of goals this month.  We did get our two-mile walk in this morning.  The weather has finally changed and it was in the 70's which made for a much more enjoyable walk.  

I am pretty sure I need to upgrade my walking shoes, after this morning's walk my knees were hurting.  I  am currently icing them down to reduce the pain and inflammation.  I had both knees replaced in 2016-2017 and I sure don't want to do that again.

Do you set monthly goals?  Are they helpful or do they stress you out? 

Made it to the gym this morning, and I managed to navigate my way around the equipment much better this time.  I start out on the recumbent bike for 20 minutes and then about 30 minutes of machines. 

Grocery Shopping To Date:  617.62 (includes dog food, cat food, litter, pee pads and personal care, shampoo, toothpaste supplements) 


Eat Out $136.00

Track of spending and walking

Walk

Nov 1  2 miles in AM  2 miles at Epcot
Nov 2  2 miles in AM
Nov 3  No Walk
Nov 4  1.5 miles
Nov 5  2 miles
Nov 6  No Walk
Nov 7
Nov 8
Nov 9
Nov 10
Nov 11
Nov 12
Nov 13
Nov 14
Nov 15
Nov 16
Nov 17
Nov 18
Nov 19
Nov 20
Nov 21
Nov 22
Nov 23
Nov 24
Nov 25
Nov 26
Nov 27
Nov 28
Nov 29
Nov 30


Spend
Nov 1 8.09  Publix   33.66 Aldi     EAT OUT WAYNE $11.82
Nov 2 Publix Wayne $20.65
Nov 3 Target $29.29
Nov 4  Aldi  TAKE OUT PIZZA $25.22
Nov 5 No Spend
Nov 6 Publix $40.27
Nov 7 No Spend   
Nov 8 Publix $53.66 EAT OUT LISA breakfast $12.00
Nov 9 Aldi $80.06  EAT OUT WAYNE $12.03
 To Date Grocery $257.59
 Eat Out $61.07
Nov 10 Target $38.23
Nov 11 Target $19.78
Nov 12 Ross  $12.00 coffee syrup $25 sugar free candy  PUBLIX WAYNE $23.78
 EAT OUT Pizza for everyone $33.00
Nov 13 Publix $48.06
 Eat Out $93.00
 To Date Grocery $424.67
Nov 14
Nov 15
Nov 16
Nov 17
Nov 18
Nov 19
Nov 20
Nov 21
Nov 22
Nov 23
Nov 24
Nov 25
Nov 26
Nov 27
Nov 28
Nov 29
Nov 30

posts for later

https://www.mymoneyblog.com/cit-bank-review-no-penalty-cd.html

Nov Monthly Goals Tracking Post for Me

Monthly goals are hit or miss for me.  I have good intentions at the beginning of the month then things sometimes go south.  My last Monthly goal post was in August How's that for consistency? 

Oh well, I still want to keep trying to do better and keep things on track. 

Financial:

• Keep dining out to $150 
• Track grocery spending this month 
• Continue to build my eBay business (Here are my 2019 goals)
• Rebuild  short-term savings account to $1000 Hovering at $865 $1000

Family:

• Weekly dinner with grandkids, daughter, and son in law 
• Have two date nights with my mister 
• Touch base with my sons with text and or phone calls. Oldest visited Nov 2 and stayed for dinner

Fitness/health:

• Walk at least 2 continuous miles 4-5 times a week. 
• Lose 8 pounds  
• Strength training at gym 2-3 times a week We have a gym membership through husbands' work but have not been for MONTHS!

Work: 

• eBay 

Personal/creative:

• Spend time with a friend (time to use that Disney Pass)
• Continue to research paternal side of the family  
• Find a hobby that explores the creative side but does not break the bank :-)  Gardening, rock painting?

Here is to staying on track with a manageable list of goals this month.  We did get our two-mile walk in this morning.  The weather has finally changed and it was in the 70's which made for a much more enjoyable walk.  

I am pretty sure I need to upgrade my walking shoes, after this morning's walk my knees were hurting.  I  am currently icing them down to reduce the pain and inflammation.  I had both knees replaced in 2016-2017 and I sure don't want to do that again.

Do you set monthly goals?  Are they helpful or do they stress you out? 

tracking debt

12,991
84,689
97,680  Nov 1